The last thing you need to do before traveling abroad is block your account to protect it from being hacked when you arrive at your hotel. Call the bank immediately and enter the international number into the phone. All banks that issue debit and credit cards have a toll-free number so customers can call from abroad to make a report. immediately in case the account is lost.
Avoid exchanging foreign currency at US airports
Exchange rates at airports in the US are often quite high and you will have to lose a large amount of money just because you do not exchange money in advance at locations with better prices.
When you land, withdraw cash at airport ATMs. In case you lose your wallet or the bank freezes your account, you will need cash for 1-2 days. Once you withdraw money, you need to withdraw about 200 euros to avoid paying international transaction fees because you have to withdraw money multiple times. Double check your bank card issuing websites to determine the location you came from.
Most credit cards in Europe use smart card technology, but since bank cards in the US have not kept up with this trend, you may have difficulty using the card at merchants. locally. If the merchant accepts Visa or MasterCard, the merchant is responsible. It’s really important that you pay attention to ticket machines at stations because you may have to queue just to pay for your ticket.
Pay by credit card at hotels and restaurants
It’s better to use a credit card, which will save you about 3% of the transaction fee. If you use Capital One, the card issuer does not charge fees for international transactions.
Find out what your bank can do in an emergency
In some banks, when you want to apply for a debit card, it takes up to 3-4 days to get a new card, so finding out in advance about the factors that in case of emergency the bank has What tasks can be performed to help you financially is very important.
To be continued..
Hong Hanh
According to Business Insider
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